The product diversification of financial institutions and insurance companies, resulting in overlapping of products and services strengthens the case for the merger of the two regulatory agencies, namely SEBI and IRDA. Justify. [200 words]

2Mediummains10 marks

Indian Constitution - historical underpinnings, evolution, features, amendments, significant provisions and basic structure

Discuss Section 66A of IT Act, with reference to its alleged violation of Article 19 of the Constitution. [200 words]

3Mediummains10 marks

Functions and responsibilities of the Union and the States, issues and challenges pertaining to the federal structure, devolution of powers and finances up to local levels and challenges therein

Discuss the recommendations of the 13th Finance Commission which have been a departure from the previous commissions for strengthening the local government finances. [200 words]

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