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PFRDA ने आज नई दिल्ली में Atal Pension Yojana वार्षिक प्रशंसा कार्यक्रम आयोजित किया

PFRDA ने Atal Pension Yojana (APY) वार्षिक प्रशंसा कार्यक्रम आयोजित किया, जिसमें FY 2025‑26 में 1.35 करोड़ नए सब्सक्राइबर और महिलाओं की रिकॉर्ड 55.14% भागीदारी दर्ज की गई।
Ministry of Finance PFRDA conducts Atal Pension Yojana Annual Felicitation Programme at New Delhi today APY records 1.35 crore new subscribers during FY 2025-26; AUM exceeds ₹54,000 crore Secretary, DFS highlights importance of subscriber persistency, financial literacy and outreach in urban informal sector Women participation under APY reaches record 55.14% during FY 2025-26 The Pension Fund Regulatory and Development Authority (PFRDA) organised the APY Annual Felicitation Programme at New Delhi today. In the program, 53 APY SPs, 10 SLBCs and country wide top 5 Branches and Lead District Managers were awarded for their outstanding performance in achieving the annual target under APY during the F.Y. 2025-26. Shri M. Nagaraju, Secretary, Department of Financial Services, appreciated the collective efforts of banks, SLBCs and PFRDA in strengthening the social security framework. He highlighted that APY has crossed 9 crore gross enrolments and Assets Under Management (AUM) exceeding ₹54,000 crore, with a record 1.35 crore subscribers added during FY 2025-26. He emphasised the importance of subscriber persistency, financial literacy and greater outreach in the urban informal sector. Shri S. Ramann, Chairperson, PFRDA, underlined the growing importance of retirement preparedness, and highlighted that APY recorded its highest-ever annual enrolment during FY 2025-26. He also highlighted the significant rise in enrolments among the 18–25 age group, reflecting increasing awareness among youth regarding long-term financial security, and emphasised the need to further strengthen subscriber engagement and pension awareness across the country. Smt. Mamta Shankar, Whole Time Member (Economics), PFRDA, highlighted the strong momentum achieved under APY during FY 2025-26. She appreciated the contribution of banks, SLBCs and LDMs in expanding the scheme’s outreach and noted that women participation under APY reached a record 55.14% during the year. She also acknowledged the efforts of stakeholders in strengthening the scheme’s outreach and implementation across the country. APY has been implemented comprehensively across the country covering all States and Union Territories with the total gross enrolments having crossed 9.10 crore as of 18th May 2026. In FY 2025-26, the banking fraternity demonstrated outstanding commitment towards APY’s success, with several banks and institutions significantly exceeding their annual targets. Among Public Sector Banks, State Bank of India (116%), Union Bank of India (105%), and UCO Bank (105%) led the achievers, followed by Indian Bank (104%) and Bank of Maharashtra (103%). In the Major Private Banks category, IDBI Bank excelled with 156% achievement. Regional Rural Banks (RRBs) emerged as frontrunners, with Jharkhand Rajya Gramin Bank (288%) and Tripura Gramin Bank (185%) setting benchmarks, alongside strong performances from Meghalaya Rural Bank (163%), Punjab Gram
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<p>Ministry of Finance</p><p>PFRDA conducts Atal Pension Yojana Annual Felicitation Programme at New Delhi today</p><p>APY records 1.35 crore new subscribers during FY 2025-26; AUM exceeds ₹54,000 crore</p><p>Secretary, DFS highlights importance of subscriber persistency, financial literacy and outreach in urban informal sector</p><p>Women participation under APY reaches record 55.14% during FY 2025-26</p><p>The Pension Fund Regulatory and Development Authority (PFRDA) organised the APY Annual Felicitation Programme at New Delhi today. In the program, 53 APY SPs, 10 SLBCs and country wide top 5 Branches and Lead District Managers were awarded for their outstanding performance in achieving the annual target under APY during the F.Y. 2025-26.</p><p>Shri M. Nagaraju, Secretary, Department of Financial Services, appreciated the collective efforts of banks, SLBCs and PFRDA in strengthening the social security framework. He highlighted that APY has crossed 9 crore gross enrolments and Assets Under Management (AUM) exceeding ₹54,000 crore, with a record 1.35 crore subscribers added during FY 2025-26. He emphasised the importance of subscriber persistency, financial literacy and greater outreach in the urban informal sector.</p><p>Shri S. Ramann, Chairperson, PFRDA, underlined the growing importance of retirement preparedness, and highlighted that APY recorded its highest-ever annual enrolment during FY 2025-26. He also highlighted the significant rise in enrolments among the 18–25 age group, reflecting increasing awareness among youth regarding long-term financial security, and emphasised the need to further strengthen subscriber engagement and pension awareness across the country.</p><p>Smt. Mamta Shankar, Whole Time Member (Economics), PFRDA, highlighted the strong momentum achieved under APY during FY 2025-26. She appreciated the contribution of banks, SLBCs and LDMs in expanding the scheme’s outreach and noted that women participation under APY reached a record 55.14% during the year. She also acknowledged the efforts of stakeholders in strengthening the scheme’s outreach and implementation across the country.</p><p>APY has been implemented comprehensively across the country covering all States and Union Territories with the total gross enrolments having crossed 9.10 crore as of 18th May 2026.</p><p>In FY 2025-26, the banking fraternity demonstrated outstanding commitment towards APY’s success, with several banks and institutions significantly exceeding their annual targets. Among Public Sector Banks, State Bank of India (116%), Union Bank of India (105%), and UCO Bank (105%) led the achievers, followed by Indian Bank (104%) and Bank of Maharashtra (103%). In the Major Private Banks category, IDBI Bank excelled with 156% achievement. Regional Rural Banks (RRBs) emerged as frontrunners, with Jharkhand Rajya Gramin Bank (288%) and Tripura Gramin Bank (185%) setting benchmarks, alongside strong performances from Meghalaya Rural Bank (163%), Punjab Gram
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APY hits record enrolment and women participation, boosting social security for informal workers.

Key Facts

  1. APY added 1.35 crore new subscribers in FY 2025-26, taking total enrolments to over 9.10 crore as of 18 May 2026.
  2. Assets under management (AUM) of APY crossed ₹54,000 crore in FY 2025-26.
  3. Women’s participation in APY reached a record 55.14% in FY 2025-26.
  4. The 18‑25 age group recorded the highest increase in enrolments during FY 2025-26.
  5. PFRDA held the APY Annual Felicitation Programme in New Delhi on 20 May 2026, awarding 53 SPs, 10 SLBCs and top branches for target achievement.

Background & Context

Atal Pension Yojana is a government‑run pension scheme for workers in the informal sector. It aims to provide a modest but regular pension after retirement, thereby enhancing financial inclusion and social security.

UPSC Syllabus Connections

Essay•Economy, Development and InequalityGS1•Poverty and Developmental Issues

Mains Answer Angle

This topic fits in GS‑3 (Social Justice, Welfare and Poverty) and can be used to discuss the effectiveness of pension reforms in reducing old‑age insecurity.

Analysis

Practice Questions

GS3
Easy
Prelims MCQ

पेंशन योजनाओं में महिलाओं की भागीदारी

1 marks
3 keywords
GS3
Medium
Mains Short Answer

सब्सक्राइबर स्थिरता और वित्तीय साक्षरता

5 marks
4 keywords
GS3
Hard
Mains Essay

पेंशन सुधार और वित्तीय समावेशन में PFRDA की भूमिका

20 marks
6 keywords
Related:Daily•Weekly

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Key Insight

APY hits record enrolment and women participation, boosting social security for informal workers.

Key Facts

  1. APY added 1.35 crore new subscribers in FY 2025-26, taking total enrolments to over 9.10 crore as of 18 May 2026.
  2. Assets under management (AUM) of APY crossed ₹54,000 crore in FY 2025-26.
  3. Women’s participation in APY reached a record 55.14% in FY 2025-26.
  4. The 18‑25 age group recorded the highest increase in enrolments during FY 2025-26.
  5. PFRDA held the APY Annual Felicitation Programme in New Delhi on 20 May 2026, awarding 53 SPs, 10 SLBCs and top branches for target achievement.

Background

Atal Pension Yojana is a government‑run pension scheme for workers in the informal sector. It aims to provide a modest but regular pension after retirement, thereby enhancing financial inclusion and social security.

UPSC Syllabus

  • Essay — Economy, Development and Inequality
  • GS1 — Poverty and Developmental Issues

Mains Angle

This topic fits in GS‑3 (Social Justice, Welfare and Poverty) and can be used to discuss the effectiveness of pension reforms in reducing old‑age insecurity.

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