Loading page, please wait…
Comprehensive database of Central and State Government schemes with UPSC-focused analysis, implementation details, and exam relevance mapping
Browse 100+ Central and State Government schemes organized by category, ministry, and UPSC exam relevance. Each scheme includes objectives, key features, beneficiaries, implementation status, and detailed analysis for Prelims and Mains preparation.
Our Government Schemes Repository covers flagship programmes like PM-KISAN, Ayushman Bharat, Swachh Bharat Mission, MGNREGS, PM Awas Yojana, Jal Jeevan Mission, Startup India, and Digital India — along with dozens of sector-specific schemes across agriculture, health, education, infrastructure, and social welfare. Filter by category, ministry, or relevance to quickly find the schemes most important for your UPSC preparation.
MGNREGA provides legal guarantee of 100 days wage employment per year to rural households. World largest employment guarantee programme. BEING TRANSITIONED: Budget 2026-27 announced G-RAM-G (Viksit Bharat Guarantee for Rozgar and Ajeevika Mission Gramin) as successor scheme with 125 days guarantee and ₹95,692 crore budget. MGNREGA continues with ₹30,000 crore in FY2026-27 during transition. Effective April 1, 2026: G-RAM-G becomes primary rural employment scheme.
Saksham Anganwadi and POSHAN 2.0 - integrated nutrition support addressing malnutrition in children, women.
PM Mudra Yojana (PMMY) provides loans up to ₹20 lakh to non-corporate, non-farm micro/small enterprises. Completed 10 years in April 2025. Cumulative: 52+ crore loans; ₹32.61 lakh crore disbursed. Budget 2024-25 introduced new Tarun Plus category (₹10-20 lakh). 68-70% women beneficiaries.
PMGKAY initially provided 5 kg free grain/month to 81.35 crore NFSA beneficiaries during COVID-19 (April 2020 onwards). Extended multiple times. From January 2024, PMGKAY merged with the National Food Security Act (NFSA) — making free grain (5 kg/month) permanent under NFSA. Now 81.35 crore people get free grain under NFSA permanently.
PM POSHAN (formerly Mid-Day Meal Scheme) provides hot cooked meals to school children in Classes 1-8 in government and government-aided schools. Renamed as PM Poshan Shakti Nirman in 2021. Covers 11.80 crore children in 11.20 lakh schools. One of the world's largest school feeding programmes. Budget FY2025-26: ₹12,500 crore.
Central sector pension scheme providing ₹3,000 monthly pension to farmers after age 60. Partnership with LIC.
PM-KISAN provides income support of ₹6,000 per year to all landholding farmer families, paid in three installments of ₹2,000 directly to bank accounts. 21 installments completed; 9.8 crore farmers covered per installment; ₹4.09 lakh crore disbursed since inception in 2019.
PMKVY is India''s flagship skill development scheme under the Ministry of Skill Development and Entrepreneurship. PMKVY 4.0 launched 2023: focuses on industry 4.0 skills (AI, robotics, IoT, drone, coding), new-age courses, and Jan Shikshan Sansthan integration. Cumulative: 1.4 crore trained under PMKVY 1.0-3.0.
A sub-component of the Soil Health Management (SHM) scheme under the National Mission on Sustainable Agriculture (NMSA), PKVY promotes organic farming through a cluster-based approach to improve soil health and increase farmer income.
PMJDY is India's national mission for financial inclusion ensuring access to banking, savings, remittance, credit, insurance, and pension for the unbanked. As of 2025: 54.19 crore Jan Dhan accounts opened, ₹2.31 lakh crore total balance. World's largest financial inclusion initiative.
Tribal entrepreneurship scheme providing ₹15 lakh per 300-member Van Dhan Kendra for NTFP value addition.
AMRUT 2.0 provides universal water supply and sewerage coverage to all 4,378 Urban Local Bodies (ULBs) in India. Launched Oct 1, 2021. Total indicative outlay: ₹2,99,000 crore (incl. Centre ₹76,760 crore for 5 years). 8,998 projects worth ₹1,89,458 crore approved. Focus: sewerage, faecal sludge, water recycling, green spaces, technology. Deadline: March 2026.
PM-JAY is the world's largest health assurance scheme providing health insurance of ₹5 lakh per year per family for secondary and tertiary hospitalisation. From September 2024, extended to ALL senior citizens aged 70+ years regardless of income. Over 42 crore Ayushman cards issued; 33,000+ hospitals empanelled; ₹1.52 lakh crore saved in out-of-pocket expenses.
A rural skill development program providing training and placement assistance to rural youth for sustainable livelihoods, part of the Skill India initiative.
BBBP aims to address declining Child Sex Ratio (CSR) and promote welfare of girl child. Launched 2015 in 100 most gender-critical districts. CSR improved from 918 (2014-15) to 934 (2022-23). Now covers all districts. Convergence of three ministries: WCD, Health, Education.
PMUY provides free LPG connections to BPL women to replace biomass cooking fuels. PMUY 2.0 (2021) extended to migrants. As of Nov 2025: 10.33 crore connections; Cabinet approved 25 lakh more connections (total 10.58 crore). ₹12,000 crore subsidy approved for FY2025-26. Budget: ₹300/cylinder subsidy.
Sukanya Samriddhi Yojana (SSY) is a government-backed savings scheme for a girl child, offering one of the highest guaranteed interest rates among small savings schemes. Interest rate: 8.2% p.a. (FY2025-26), compounded annually. EEE tax status. Maturity at 21 years.
PMFBY provides comprehensive crop insurance against non-preventable natural risks from pre-sowing to post-harvest. One of world's largest crop insurance programmes. ₹1.55 lakh crore claims paid since 2016; 4+ crore farmers insured annually. Voluntary for non-loanee farmers since 2020. Technology: drones, satellites for loss assessment.
Rural livelihoods mission organizing poor women into SHGs for income generation and poverty alleviation.
Soil Health Card Scheme provides soil health cards to farmers with crop-wise nutrient recommendations to improve soil health and reduce input costs. Phase I: 10.73 crore cards (2015-17). Phase II: 11.93 crore cards (2017-19). Phase III: shifting to mobile testing vans. Reduces fertilizer overuse and improves yield. Now integrated with PM Dhan-Dhaanya.
AB-HWCs are the primary healthcare pillar of Ayushman Bharat. Target: convert 1.5 lakh Sub-Centres and PHCs into HWCs by 2022 (extended to 2025). By 2025: 1.73 lakh HWCs functional. Provides 12 packages of comprehensive primary health care including NCD screening, mental health, palliative care.
SBM is India's flagship sanitation mission launched Oct 2 2014. Phase I built 11.98 crore toilets; achieved ODF India by 2019. Phase II (SBM-G 2.0 and SBM-U 2.0) focuses on ODF Plus/Model villages and Garbage Free Cities. 5.44 lakh+ ODF Plus villages; 1.96 lakh ODF Plus Model villages. 4,479 urban cities ODF+.
RSBY provided health insurance of Rs 30,000/year to BPL families before being subsumed into Ayushman Bharat PM-JAY in 2018. Launched April 2008. Covered 5 crore BPL families. REPLACED BY PM-JAY (Rs 5 lakh coverage) in September 2018. Some states still run RSBY for segments not covered by PM-JAY. Historical predecessor to PM-JAY.
Samagra Shiksha integrates Sarva Shiksha Abhiyan (SSA), Rashtriya Madhyamik Shiksha Abhiyan (RMSA), and Teacher Education (TE) into one scheme for school education from pre-primary to Class 12. Budget FY2025-26: ₹37,500 crore. Implements NEP 2020. Covers 1.2 million schools, 15.6 crore students.