About the Scheme
AIF provides medium-to-long-term debt financing at concessional interest for post-harvest management infrastructure and community farming assets. Launched August 9, 2020. Budget: ₹1 lakh crore. 3% interest subvention; CGTMSE guarantee. 40,000+ projects sanctioned across rural India. Key: cold storage, warehouses, food processing.
Target Beneficiaries: Farmers, FPOs, cooperatives, agri-entrepreneurs, food processing units; all India
Key Features
- ₹1 lakh crore lending fund; 3% interest subvention for 7-year loans
- Credit guarantee: CGTMSE covers 75% risk for loans up to ₹2 crore
- 40,000+ projects sanctioned: cold storage, warehouses, sorting/grading, primary processing
- Eligible: FPOs, cooperatives, SHGs, entrepreneurs, startups, state agencies
- Budget FY2025-26: ₹500 crore interest subvention; scheme extended to 2032-33
- One entity can avail loans for up to 25 projects in 25 different locations
- Complementary to e-NAM: AIF creates storage infrastructure for e-NAM market linkage