Ayushman Bharat

About the Scheme

Ayushman Bharat is India's flagship health protection scheme comprising two major components: Pradhan Mantri Jan Arogya Yojana (PM-JAY) providing secondary and tertiary care insurance, and the Ayushman Bharat Digital Mission (ABDM) creating a digital health ecosystem.

Target Beneficiaries: Poor and vulnerable families identified via SECC data and general citizens for digital health records

✦Key Features

• World's largest government-funded health assurance scheme
• MoU between National Health Authority (NHA) and state governments
• Portable benefits across the country
• Public-private partnership in health technology

★Benefits

• ₹5 lakh health cover per family
• Cashless and paperless health insurance
• Digital health accounts (ABHA)
• Universal health coverage