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Deen Dayal Antyodaya Yojana - Nationa… — Govt Scheme for UPSC | Vaidra
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  7. Deen Dayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

Deen Dayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

Ministry of Rural DevelopmentactiveRural DevelopmentLaunched: 2011-06-01

About the Scheme

DAY-NRLM mobilises 10.05 crore rural poor women into 90.90 lakh SHGs. ₹12.18 lakh crore bank credit linked since inception. 50,548 Bank Sakhis deployed. Budget FY2025-26: ₹14,236 crore. Lakhpati Didi target: 3 crore SHG women earning ₹1 lakh+/year. 4.6 crore Mahila Kisans supported.

Target Beneficiaries: 10.05 crore women in 90.90 lakh SHGs (Feb 2026); ₹12.18 lakh crore credit linked; 50,548 Bank Sakhis; 4.6 crore Mahila Kisans

Official Website →

✦Key Features

  • 10.05 crore rural women in 90.90 lakh SHGs (PIB Feb 6, 2026) — world's largest SHG programme
  • ₹12.18 lakh crore bank credit linked since inception (2013-14)
  • 50,548 Bank Sakhis (women banking correspondents) deployed at village level
  • Lakhpati Didi target: 3 crore SHG women earning ₹1 lakh+ annually (Budget 2023-24 announcement)
  • 4.6 crore Mahila Kisans (women farmers) supported through SHG-based collectives
  • DDU-GKY: 17.5 lakh youth trained; 11.48 lakh placed in jobs
  • Budget FY2025-26: ₹14,236 crore; 60:40 Centre-State

₹ Budget Allocation

14236

UPSC Relevance

GS Paper: GS2

Prelims Relevance9%
Mains Relevance9%

Syllabus Tags

Rural DevelopmentWomen EmpowermentSHGFinancial InclusionPovertyGS2