About the Scheme
DAY-NULM reduces urban poverty and vulnerability by building strong community institutions and providing skills, credit, and shelter. Launched 2013. 24.55 lakh urban SHGs; 57.52 lakh urban poor members. Skills training to 15.33 lakh urban poor; placement 8.32 lakh. Shelter to homeless (17,000+ beds). Umbrella includes PM SVANidhi for street vendors.
Target Beneficiaries: Urban poor; homeless; street vendors; slum dwellers; urban migrants in all ULBs
Key Features
- 24.55 lakh urban SHGs; 57.52 lakh urban poor members organized (2025)
- 15.33 lakh urban poor trained in skills; 8.32 lakh placed in jobs
- Shelter for Urban Homeless (SUH): 17,000+ beds in night shelters
- Subsidy for self-employment: ₹2 lakh loan at 7% interest; 5-7% interest subsidy
- PM SVANidhi (street vendors) is a sub-component under DAY-NULM
- Replaces SJSRY (Swarna Jayanti Shahari Rozgar Yojana); 60:40 Centre-State
- National Urban Livelihoods Network: federations of urban SHGs