About the Scheme
Rural livelihoods mission organizing poor women into SHGs for income generation and poverty alleviation.
Target Beneficiaries: 9.98 crore women mobilized into 90.39 lakh Self Help Groups. ₹8.15 lakh crore credit leveraged since 2013-14.
Implementing Agency: Ministry of Rural Development
Key Features
- Social mobilization and institution building for the poor, especially women.
- Financial inclusion through access to credit, insurance, and remittances.
- Skill development and placement for unemployed youth (DDU-GKY).
- Promotion of self-employment and micro-enterprises through financial support.
- Support for urban street vendors and formation of Self-Help Groups in urban areas.
- Capacity building and training programs for beneficiaries and community resource persons.
Eligibility Criteria
- Households identified as Below Poverty Line (BPL) or based on Socio-Economic Caste Census (SECC) data.
- Members of existing or newly formed Self-Help Groups (SHGs).
- Unemployed youth, particularly from poor households, seeking skill training.
- Urban poor households and vulnerable sections.
Benefits
- Financial assistance for starting or expanding self-employment ventures.
- Access to affordable credit and interest subvention schemes.
- Skill training leading to wage employment opportunities.
- Enhanced income and improved living standards for poor households.
- Social empowerment and collective bargaining power through community institutions.
Application Process
- Contact the local Gram Panchayat, Urban Local Body, or Block/District Rural/Urban Livelihoods Mission office.
- Join or form a Self-Help Group (SHG) to access scheme benefits.
- Enroll in skill development programs through empanelled training partners.
- Submit required documents along with the application form.
- Participate in training and selection processes, and receive financial or livelihood support as per scheme guidelines.
Budget Allocation
5300
UPSC Relevance
GS Paper: GS2
Prelims Relevance7%
Mains Relevance8%
Syllabus Tags
Poverty Alleviation SchemesRural DevelopmentUrban DevelopmentSkill India MissionWomen EmpowermentSelf-Help Groups (SHGs)Financial InclusionSocial Justice