Janani Suraksha Yojana (JSY)

About the Scheme

JSY promotes institutional delivery among pregnant women especially in low-performing states by providing cash assistance. Launched April 12, 2005 under NHM. Cash incentive: ₹1,400 rural BPL + ₹600 ASHA incentive; ₹1,000 urban BPL. 1+ crore beneficiaries/year. Institutional delivery rate rose from 38% (2005) to 89%+ (2021). MMR declined from 254 (2004-06) to 97 (2018-20).

Target Beneficiaries: Pregnant women from BPL families; special focus on 10 Low Performing States

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✦Key Features

• Cash incentive: ₹1,400 rural BPL + ₹300 transport + ₹600 ASHA; ₹1,000 urban BPL
• 1+ crore beneficiaries annually; institutional delivery rate up from 38% (2005) to 89%+ (2021)
• Focused on 10 Low Performing States (LPS): UP, UK, Bihar, Jharkhand, MP, Chhattisgarh, Assam, Rajasthan, Odisha, J&K
• ASHA accompanies woman to facility and gets incentive too
• MMR declined from 254 (2004-06) to 97 (2018-20) — JSY a key contributor
• Part of NHM; implemented through ASHAs, ANMs, PHCs
• Conditional cash transfer: payment only on institutional delivery