About the Scheme
Social assistance through 5 schemes: Old Age Pension, Widow Pension, Disability Pension, Family Benefit, Annapurna.
Target Beneficiaries: Elderly, widows, disabled persons across India. 100% Central assistance to states.
Implementing Agency: Ministry of Rural Development (Central), State/UT Governments (through District Social Welfare Departments, Gram Panchayats, Urban Local Bodies)
Key Features
- It is a Centrally Sponsored Scheme, with funding shared between the Central Government and State/UT Governments.
- Comprises five sub-schemes: Indira Gandhi National Old Age Pension Scheme (IGNOAPS), Indira Gandhi National Widow Pension Scheme (IGNWPS), Indira Gandhi National Disability Pension Scheme (IGNDPS), National Family Benefit Scheme (NFBS), and Annapurna Scheme.
- Benefits are provided as monthly pensions or a one-time lump sum payment.
- States/UTs are encouraged to contribute a higher amount than the central assistance.
Eligibility Criteria
- **IGNOAPS:** Applicant must be 60 years or above and belong to a household living below the poverty line.
- **IGNWPS:** Applicant must be 40-79 years of age, a widow, and belong to a household living below the poverty line.
- **IGNDPS:** Applicant must be 18-79 years of age, have severe or multiple disabilities (80% or more), and belong to a household living below the poverty line.
- **NFBS:** Primary breadwinner of a BPL family dies, aged 18-59 years, resulting in loss of livelihood. Family receives a one-time lump sum.
Benefits
- Monthly financial assistance (pension) to eligible elderly, widows, and persons with disabilities.
- A one-time lump sum financial assistance to bereaved families on the death of the primary breadwinner.
- Improved financial security and reduced vulnerability for the poorest segments of society.
Application Process
- Obtain the application form from the Gram Panchayat/Block Office/District Social Welfare Office or download online.
- Fill in the application form with all required details accurately.
- Attach necessary documents as specified for the particular scheme.
- Submit the complete application form along with documents to the concerned local authority (e.g., Block Development Officer, District Social Welfare Officer).
- Verification of application and documents by local authorities.
- Approval and disbursement of benefits directly to the beneficiary's bank account.
Budget Allocation
9636
UPSC Relevance
GS Paper: GS2
Prelims Relevance7%
Mains Relevance9%
Syllabus Tags
Social Security Schemes in IndiaPoverty Alleviation ProgrammesWelfare State and Social JusticeDirect Benefit Transfer (DBT)Federalism and Centre-State Relations in Funding SchemesVulnerable Sections of Society