About the Scheme
PMAY-G provides financial assistance to rural poor for construction of pucca houses with basic amenities. Phase II (2024-29): 2 crore additional houses. As of Dec 2025: 3.86 crore houses sanctioned; 2.92 crore completed. Budget FY2026-27: ₹54,916 crore (266% increase since 2016-17).
Target Beneficiaries: 4.95 crore rural households (Phase I + II total target); 3.86 crore sanctioned; 2.92 crore completed (Dec 2025)
Implementing Agency: Ministry of Rural Development, Government of India, in collaboration with State Rural Development Departments and District Rural Development Agencies (DRDAs).
Key Features
- Financial assistance: ₹1.20 lakh (plains) and ₹1.30 lakh (hilly/NE/difficult areas) per house
- Phase II (2024-2029): 2 crore additional houses sanctioned by Cabinet
- 3.86 crore houses sanctioned; 2.92 crore completed as of Dec 2025
- Beneficiaries identified using SECC 2011 data + Awaas+ app
- Convergence with SBM-G (toilet), Saubhagya (electricity), Ujjwala (LPG), Jal Jeevan Mission
- MGNREGA linkage: 90-95 days unskilled wage for house construction
- Budget FY2026-27: ₹54,916 crore (266% increase from ₹15,000 crore in 2016-17)
Eligibility Criteria
- Households identified as houseless or living in 0, 1, or 2 room kutcha houses as per SECC 2011 data.
- Families belonging to Scheduled Castes, Scheduled Tribes, Minorities, and other BPL categories.
- Households without any pucca house in their name anywhere in the country.
- Families whose names appear on the PMAY-G permanent waitlist (PWL) after due verification.