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Pradhan Mantri Jan Dhan Yojana — Govt Scheme for UPSC | Vaidra
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Pradhan Mantri Jan Dhan Yojana

Ministry of FinanceActive — crossed 57.78 crore accounts with ₹2.94 lakh crore depositsFinancial InclusionLaunched: 2014-08-28
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About the Scheme

A national mission for financial inclusion to ensure access to financial services, namely, basic savings & deposit accounts, remittance, credit, insurance, and pension in an affordable manner.

Target Beneficiaries: Underserved sections, women, and unbanked households

✦Key Features

  • Jan Dhan accounts
  • Insurance and pension schemes for inclusion
  • Women’s participation in banking

★Benefits

  • Basic savings and deposit accounts
  • Insurance and credit schemes
  • Banking access for underserved sections

Exam Relevance

GS Paper: GS3

Prelims Relevance5%
Mains Relevance5%