Stand-Up India Scheme

About the Scheme

Stand-Up India facilitates bank loans of ₹10 lakh-₹1 crore to at least one SC/ST borrower and one woman borrower per bank branch for setting up greenfield enterprises. Launched April 5, 2016. 1.16 lakh+ loans; 81% women beneficiaries. Extended to 2025. Nodal agency: SIDBI.

Target Beneficiaries: SC/ST entrepreneurs; women entrepreneurs; first-generation business owners

Official Website →

✦Key Features

• Loans: ₹10 lakh to ₹1 crore for greenfield enterprises in manufacturing/services/trade
• Mandate: at least 1 SC/ST + 1 woman borrower per bank branch (every scheduled commercial bank)
• 1.16 lakh+ loans sanctioned; 81% women borrowers
• CGTMSE credit guarantee available; composite loan includes working capital
• Margin money: 25% of project; applicant contributes minimum 10%
• SIDBI (Small Industries Development Bank of India) is nodal agency
• Portal: standupmitra.in for application, trainers, incubators

₹ Budget Allocation

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