Department of Financial Services (DFS) launches Start-up Common Application Journey on Jan Samarth Portal

Key Points

1. The Department of Financial Services (DFS) launched the Startup Common Application Journey on the Jan Samarth Portal on **November 12, 2025**.
2. The initiative aims to provide a single digital platform for startups to access credit across all Public Sector Banks (PSBs).
3. Loans up to **₹20 crores** are available under the Credit Guarantee Scheme for Startups (CGSS) by NCGTC.
4. The platform integrates data sources such as PAN, GST, Udyam, ITRs, and Credit Bureaus for faster processing.
5. Special interest concessions are extended to women entrepreneurs to promote inclusivity.
6. The Startup Common Application journey was developed by the Indian Banks’ Association (IBA) in collaboration with PSB Alliance.
7. The initiative aligns with the vision of Viksit Bharat 2047.