India Post Payments Bank signs MoU with Employees' Provident Fund Organisation (EPFO)

Key Points

1. India Post Payments Bank (IPPB) signed an MoU with Employees' Provident Fund Organisation (EPFO) on November 3, 2025.
2. The MoU aims to provide doorstep Digital Life Certificate (DLC) services to pensioners under the Employees' Pension Scheme, 1995 (EPS'95).
3. IPPB will utilize its network of over 1.65 lakh Post Offices and 3 lakh+ postal service providers for the DLC service.
4. The service will use Face Authentication technology and Fingerprint biometric authentication.
5. EPFO will bear the cost of issuing Digital Life Certificates, making the service free for pensioners.
6. IPPB introduced the Doorstep Service of Digital Life Certificate in 2020.
7. IPPB was launched on September 1, 2018, with 100% equity owned by the Government of India.